Consumer Advocate 

May companies offer layaway plans to help with the cost of the holiday season. This allows consumers to make installment payments on reserved items. Once the item is paid for in full, the consumer can pick it up. Before signing up for a layaway plan, consumers should understand all the terms and conditions.  

The business that owns ScoreSense has agreed to change its business practices and pay $22 million to resolve claims that it deceptively marketed its online credit monitoring services, according to an agreement recently announced by Ohio Attorney General Mike DeWine, the Federal Trade Commission, and Illinois Attorney General Lisa Madigan. 

Every year it seems more consumers are shopping for the holidays online for all different types of products and services. In fact, for many Ohioans, shopping online has become second nature. Consumers use apps on their smart phones, have their favorite online stores bookmarked, and compare prices online with those offered by traditional “brick and mortar” stores. 

Have you ever considered paying a professional to hang your outdoor holiday lights? While relying on a pro may add a special sparkle to your home’s holiday décor, be sure to do your homework before allowing an expert to do any work on your property.