Follow these tips to reduce the risk of becoming a victim of identity theft.
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Carry only the number of credit cards that you need for a specific outing. Keep your Social Security card in a safe place at home.
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Don’t give out your personal information unless you initiate the contact.
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If you are doing business online, make sure the site is secure and your anti-virus, firewall and other personal computer security applications are up-to-date.
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Shred all documents that contain personal information before you dispose of them.
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Keep copies of credit cards (front and back) in a safe place so you will be able to call and cancel them if they are stolen.
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Check your credit history at least once a year using www.annualcreditreport.com or by calling 877-322-8228. If you notice suspicious activity, contact the appropriate credit bureau immediately.
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Review your medical, bank and credit card statements thoroughly upon receipt and notify the provider/institution of any discrepancies.
If you become a victim of identity theft:
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Contact local law enforcement and file a police report.
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If you notice any accounts in your name that have been compromised or opened without your consent, close them immediately. Call each bank or company and then follow up in writing.
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Immediately place a fraud alert on your credit report(s) by contacting the three major credit reporting companies: Equifax, Experian, and TransUnion.
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Fill out an identity theft complaint form with the Ohio Attorney General’s Office.
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File a complaint with the Federal Trade Commission by calling 877-ID-THEFT.